By Richard A. Werner, MA, D.Phil. (Oxon) Executive Summary This document presents to state legislators in Florida the case for setting up a State Bank of Florida (SBFL). SBFL would act as a second-tier bank, interposed between the Federal Reserve Bank of Atlanta (FRBA) and the Florida State Government (FSG) on the one hand, and small banks (community banks, credit unions, etc.) operating in Florida on the other. The goal of SBFL is not to compete with small banks for loan and

As digital payments take over, Floridians risk losing the privacy, flexibility, and independence that built the Sunshine State’s economy. At Floridian Future, we came across this powerful piece circulating online about what a cashless society  actually looks like, and we felt compelled to share it. With so much talk of “digital convenience” and “modern payments,” it’s easy to overlook what’s really at stake, especially here in Florida. Between rising housing costs, corporate

Florida State Bank -Preserving Sovereignty, Growing Prosperity with Catherine Austin Fitts, Dr. Richard A. Werner, and Saga Stevin

As Florida approaches the midterm elections, the choices voters make will have significant consequences for the state’s economic future. At Floridian Future , we believe this is a moment to be both thoughtful and cautious. Recent developments at the federal level, such as the GENIUS Act , highlight how quickly financial regulation is evolving. The Act establishes stricter rules for stablecoins, the digital currencies pegged to traditional money, and signals a broader federal